Analysis of question two answers
How concerned are you about job security?
a. Who cares? I’ve got enough in the bank that I’ll never have to work again
Lucky you. There are a few people in this position, but there are risks as well. Countries which were once cheap now match or surpass the UK with their cost of living. Equally, it can get pretty boring doing nothing, even in paradise.
b. As long as I’ve got enough to pay for my round it doesn’t really matter
It must be nice to be so happy-go-lucky. But remember you may be a long way from home without the safety nets of family, friends or social security.
c. I want to be sure I can afford this month’s rent and mortgage
Striking a happy medium is difficult. In many countries employment is quite seasonal and there’ll be times when it’s not so easy to find work. Things can always go wrong so make sure you have some sort of rainy-day money in case it all does go pear-shaped.
d. I want to be sure I can afford this year’s mortgage
If you want too much security you’ll never leave home. Having a contingency fund that covers your basic living costs for a few months is one thing, guaranteed income is another.